Explore the best credit cards for gas purchases in 2025, focusing on cards that offer the highest rewards, greatest flexibility, and best overall value for people who drive often. Whether you’re looking for cashback, travel points, or other perks, we’ve got you covered.
Why Choose a Credit Card for Gas Purchases?
If you’re still using your standard credit card for gas purchases, you’re likely missing out on a chance to earn rewards. Most credit cards offer better rewards for certain spending categories, and gas is a prime area where you can earn significant cashback. Depending on the card, you can earn anywhere from 1% to 5% cashback or even more for every dollar you spend on gas. That’s a lot of potential savings, especially if you spend a lot at the pump each month.
Here are a few reasons why it makes sense to get a dedicated credit card for gas purchases:
- Maximize Rewards: Many cards offer higher cashback rates on gas than on other everyday purchases, so you can earn more back at the pump.
- Save Money: Over time, the rewards you earn can add up to significant savings, helping offset the high cost of gas.
- Flexibility: Many of these credit cards allow you to redeem your rewards in a variety of ways, including statement credits, travel bookings, or even gift cards.
Now that you understand why a dedicated credit card for gas purchases is worth considering, let’s dive into the best credit cards for gas purchases available in 2025.
1. Chase Freedom Flex℠
The Chase Freedom Flex℠ is one of the best credit cards for gas purchases in 2025, especially for those who want to earn cashback on a variety of categories, including gas. This card offers rotating bonus categories each quarter, and gas stations are frequently included as one of those categories. If you keep an eye on the quarterly bonus categories and activate them, you can earn a whopping 5% cashback on gas purchases (up to $1,500 in combined purchases per quarter).
Key Features:
- 5% Cashback on gas purchases (on up to $1,500 in combined purchases in bonus categories each quarter).
- 1% Cashback on all other purchases.
- No annual fee.
- New cardholders can earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening.
The Chase Freedom Flex℠ also gives you access to other bonus categories, such as grocery stores and dining, which change quarterly. Plus, if you’re already a Chase customer, you can pair this card with other Chase cards for additional benefits through the Ultimate Rewards program.
Why It’s Great for Gas Purchases:
- High cashback rate on gas purchases (5%) during quarterly bonus categories.
- Easy to redeem rewards via Chase Ultimate Rewards for travel, gift cards, or statement credits.
Website Link: Chase Freedom Flex℠
2. Blue Cash Preferred® Card from American Express
If you’re looking for a solid, consistent cashback card that offers a competitive rate for gas purchases, the Blue Cash Preferred® Card from American Express is a great option. This card gives you 3% cashback on gas purchases, which is one of the highest rates available for this category. Plus, it comes with a wealth of additional benefits, making it an excellent all-around choice.
Key Features:
- 3% Cashback on gas purchases (on up to $6,000 per year, then 1%).
- 6% Cashback on groceries at U.S. supermarkets (on up to $6,000 per year, then 1%).
- 1% Cashback on all other purchases.
- $95 annual fee (waived for the first year).
- New cardholders can earn a $250 statement credit after spending $3,000 in the first 3 months.
This card is ideal for families or anyone who drives frequently, as it offers excellent cashback rewards not only for gas but also for groceries and other common purchases.
Why It’s Great for Gas Purchases:
- The 3% cashback rate on gas is consistently higher than many other cards.
- It has a solid sign-up bonus and offers valuable perks for other categories like groceries.
- The first year’s annual fee is waived, making it easier to get started without upfront costs.
Website Link: Blue Cash Preferred® Card from American Express
3. Citi Custom Cash℠ Card
The Citi Custom Cash℠ Card is another great option for those looking for a flexible rewards structure. This card automatically earns 5% cashback on your top eligible spending category each billing cycle, including gas, up to $500 in purchases per month. After you hit that cap, you’ll earn 1% cashback on other purchases. This card is particularly appealing for people whose spending habits can change month to month.
Key Features:
- 5% Cashback on your top eligible spending category each billing cycle (including gas).
- 1% Cashback on all other purchases.
- No annual fee.
- 0% APR on purchases for the first 15 months (then 18.24% – 28.24% variable APR).
This card works well for those who tend to spend a lot on gas in some months but not as much in others, as the cashback rate adjusts according to your top spending category.
Why It’s Great for Gas Purchases:
- 5% cashback on gas purchases if it’s your top spending category each month.
- Flexibility to earn more rewards in different categories based on your spending habits.
Website Link: Citi Custom Cash℠ Card
4. Discover it® Cash Back
The Discover it® Cash Back card is an excellent option for people who want to earn high rewards on rotating categories, including gas. Like the Chase Freedom Flex℠, it offers 5% cashback on gas purchases in rotating quarterly categories (on up to $1,500 in combined purchases per quarter), making it ideal for those who are willing to track the categories and activate them.
Key Features:
- 5% Cashback on rotating categories (including gas) on up to $1,500 in purchases each quarter (activation required).
- 1% Cashback on all other purchases.
- No annual fee.
- New cardholders can earn a $200 cashback bonus after making $1,000 in purchases in the first 3 months.
The Discover it® Cash Back card also offers the benefit of cashback match for the first year, meaning Discover will match all the cashback you’ve earned at the end of your first year. This is an attractive feature for anyone looking to boost their rewards quickly.
Why It’s Great for Gas Purchases:
- 5% cashback on gas purchases during the quarterly rotating categories.
- Cashback Match for the first year to double your rewards.
Website Link: Discover it® Cash Back
5. Costco Anywhere Visa® Card by Citi
For those who are Costco members, the Costco Anywhere Visa® Card by Citi is a must-have for saving money on gas. It offers a fantastic 4% cashback on eligible gas purchases (on the first $7,000 per year, then 1%), making it one of the best gas rewards cards if you shop at Costco regularly. The card also offers great rewards for other spending categories, including dining and travel.
Key Features:
- 4% Cashback on eligible gas purchases (on the first $7,000 per year, then 1%).
- 3% Cashback on restaurant and eligible travel purchases.
- 2% Cashback on Costco purchases.
- No annual fee with a Costco membership.
- No foreign transaction fees.
The Costco Anywhere Visa® Card is especially beneficial for Costco shoppers, as it offers high cashback rates not only on gas but also on purchases made at Costco, making it a great all-around card for Costco members.
Why It’s Great for Gas Purchases:
- 4% cashback on gas purchases up to $7,000 annually.
- Additional perks for Costco shoppers and travelers.
- No annual fee if you already have a Costco membership.
Website Link: Costco Anywhere Visa® Card by Citi
Conclusion: Fuel Your Rewards with the Best Credit Cards for Gas Purchases
When it comes to saving money and earning rewards on gas, choosing the right credit card can make a big difference. The best credit cards for gas purchases in 2025 offer competitive cashback rates, bonus categories, and valuable perks that can help you maximize your savings. Whether you’re looking for a card with rotating categories, consistent cashback, or extra rewards for Costco members, there’s a card for everyone.
By using the right card, you can transform your regular gas expenses into a source of rewards, helping you save money on future purchases, travel, or even gas itself. So, if you’re a frequent driver, consider applying for one of the cards listed above and start reaping the benefits today.
